Auto Insurance Premium Tips

Are you facing high premiums and struggling to pay your monthly minimum due for your auto insurance? If yes, then here are some helpful suggestions for you to discuss with your agent.

1. Check into higher deductibles for you comprehensive and collision coverage’s.

2. Check into different forms of collision coverage; there are 3 – Broad, Standard, & Limited.

3. Ask to make sure all discounts are on your policy, such as: Multi-Policy Discount, Group Discounts, Safety Discounts, Insurance Score Discounts, Multi-Car Discount, etc.

However, always remember when making changes to your policy never cut yourself short. Always make sure you have the coverage you NEED for you personally. Never trade value for price.

-Joshua M. Phillips, CISR